I recently enrolled to one of the saving scheme of HDMF Pag-Ibig Fund which is Pag-Ibig (MP2). Pag-Ibig MP2 lets you save money with the highest interest rate per annum as compared with bank. Once you are employed, you can immediately enrol in this program straight to Pag-Ibig branches. The catch is, you have to save money for a minimum of five years. Yes, five years. It’s similar to a time deposit. You can check out these sites to further learn about Pag-Ibig MP2.