2024 arrived and I can't help to feel that sure time flies.... time flies so fast.
Not to mention I am on my late 30s now. Its sad but that is the reality of life.
I can only move on and do what I think makes the most sense.
So this January for sure, nobody will be exempted even me, making a goal on this first month of the year. Because that's what people do. There is no escaping it 😆.
Here it is- not sure if I can make it.. but I will try to pay off a personal loan whopping 5digits total this year.
To date, this is the highest loan i have next to my mortgage... And remember my lowest debt is a loan from SSS? Where I paid more than double the amount of my takeout loan. <I dont know why I do not have a post about that loan but I will sure make one once I made sure I haven't talked about it in this blog yet>
I have a very bitter memory about that sss loan because I thought that I can get a 100% condonation like it always have done in the past. I thought I am going to outsmart it by not paying for many years banking on that condonation policy.
Then the the reality slaps me in the face and the 100% condonation did not happen the way I expected it. Hence the bitter ending of paying more than double the amount of my take-home pay whopping 27,162.63 pesos.
A real life example of the borrower is slave to the lender. That I am at the mercy of the institution where I loaned money from.
That they can change the terms of payment or change the condonation policy however they wish.I am sure glad I had that taken down last 2023.
Anyway, as I was saying. My next target and my first goal for the year 2024 is to pay my second largest debt. My personal loan.
I guess I cannot run from it for long.
Wish me luck...
"the borrower is slave to the lender"
That is it for now... comment down below what is your 2024 goals ♥️.