Part of the reason why I am posting this goal
of mine is for me to have accountability to make this goal a reality.
Because if I just have done this goal by myself
I can easily change my goals as to whatever is left out of my money.
So here is my 30K in four months update so far…
I have money deposited on July 15 for 10,000
pesos so I assume that the money I should have saved for July 1-15 is 6,000 pesos.
Month
|
Amount
|
||||
June
16-30
|
4,000.00
|
||||
July
1-15
|
6,000.00
|
||||
July
16-31
|
|||||
August
1-15
|
|||||
August
16-31
|
|||||
Sep
1-15
|
|||||
Sep
16-30
|
|||||
October
1-15
|
|||||
October
16-31
|
|||||
Total
|
10,000.00
|
||||
Then after that deposit, a lot of temptation
happens.
I overspend on a lot of things.
Which leads me to 15,500.00 pesos savings as of
August 31, 2019.
So that money should include 3 cut-offs 3,600 X 3 = 10,800.00
And I still have 4,700.00 pesos left to spend
on my usual stuff like transportation and all that.
Month
|
Amount
|
||||
June
16-30
|
4,000.00
|
||||
July
1-15
|
6,000.00
|
||||
July
16-31
|
3,600.00
|
||||
August
1-15
|
3,600.00
|
||||
August
16-31
|
3,600.00
|
||||
Sep
1-15
|
|||||
Sep
16-30
|
|||||
October
1-15
|
|||||
October
16-31
|
|||||
Total
|
20,800.00
|
||||
I still have 2 months to fulfil my 30k mark.
Just two more months of self-discipline and I will
be able to complete my goal.
Final Thoughts
Overall I am still happy with how things turned
out this last 2 months.
By the way, I wouldn’t be able to raise over
15k pesos if not because of my leave conversion so that means I still have a
lot of things to improve on my spending habits.
Increasing income is one obvious solution to save more money.
In that way, you don’t have to worry about unnecessary expenses just like what happened to me last month of August and July.
That is it for now.
Thanks for reading all the way!
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