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Invest in Yourself | Going Back to Herbal | Tired all Day vs Coconut Oil
Ok. This topic goes back to the laziness that has been going on in my life.
Saturday, August 29, 2026
Where are the rich people? Why you don't know many rich person.
Friday, August 28, 2026
I Guess another How to manage Stress? - Journal about it.
I don't know why, but I have been stressing so much these past few weeks. ๐คฏ Somehow, it reminded me that I had the best year back in 2021, but seeing myself now, I feel like I am stressing way too much over simple things. ๐ฎ๐จ
Recently, I was listening to some content about a business owner who was asked why people patronize his business and why he is so successful. He answered by saying that he simply surrendered his business to the Lord. ๐
It really made sense to me. With the kind of business he has—which is a food business—I can think of a million reasons why things could go wrong! ๐๐ญ๐ธLater, you will understand why I brought this story up.
Then it clicked in my tiny brain. ๐ก Here I was, thinking about what surrendering to the Lord actually looks like, because I just didn't understand it before: Maybe it is something similar to what the business owner did.
I remembered trying to pray every single morning, thinking that was what surrendering meant. ๐
I wondered if it meant religiously going to church every Sunday (I actually did that for a whole year in a Catholic church, to the point where I already knew the exact verses they were about to read on a weekly basis!). ⛪๐
I also thought 'surrendering all to God' meant giving money to the beggars on the street who ask for help on weekends. ๐ช๐คฒ
I have done all these things thinking they meant surrendering to God.
Going back to surrendering, 2020 was the year where all my plans about money fell down. ๐ I left my job and lost all my money on trading. ๐ธ In short, my life seems to be failing.
But when 2021 came, I felt so blessed by the Lord because, mind you, I landed a work-from-home job that felt like it was handed to me like a wrapped gift! ๐๐ผ I didn't even actively apply for it like I used to! Mind you, WFH job is a big deal that time because nobody can't go out because of the pandemic.
So I thought: what was so unique about 2021? What did I do to receive that guidance, protection, and blessing from the Lord? ๐ค
At that time, I still didn't fully understand what surrendering to God really meant. I knew I wanted to be close to Him, but I just didn't know how to surrender.
So I started putting the pieces together. ๐งฉ Does surrendering to God mean handing over your fears?
The fear of what is going to happen with your work, which is the source of your food and basic needs. ๐๐
The fear of life itself—that what I do, will influence the people I interact with, especially the vulnerable ones. ๐ฅ I have a lot of nieces, nephews, and young kids around me who look up to my ways, and my biggest fear is that I might do or say something that turns them away from the Lord. ๐
Remember that famous line: "Kakasimba pa lang, pero magmumura na pagdating sa bahay" (Just came from church, but already swearing as soon as they get home)? ๐ I really don't want to be that kind of person whose actions turn others away from the faith. ๐ I myself easily feel embarrassed when I see improper behavior from fellow Christians. ๐
When that businessman said he surrendered his food business to the Lord, it clicked: maybe that’s similar to what happened to me back in 2021. ๐ก
I remember making a sincere prayer, something like: “Lord, I am going to change my ways. Wherever I work, I will do my absolute best to live harmoniously with my coworkers. I promise not to deliberately offend anyone, to tame my mouth, and to actively build good, healthy relationships.” ๐ค๐ค
That reflection brought another realization. Is this what the Bible means by "denying yourself" and surrendering to God? ๐คฏ
It really hit me hard. Before, I was never someone who tried to appease others; I would gladly offend people just to look cool. But I chose to pray for the exact opposite—promising not to act like a brat, intentionally causing offense to people, or say foolish things just for show. ๐๐ซ
That was definitely not my old self—it went completely against my natural personality.
"If anyone would come after me, let him deny himself and take up his cross daily and follow me." — Luke 9:23 ✝️๐
Praise God for this realization! ๐ Maybe this is the reason why I’ve felt so stressed lately: I haven’t been fully surrendering my plans to Him. I worry constantly about work and whether I’ll have enough for the future (thinking so much about the baby steps). While working hard and wanting to succeed is natural, I forgot the most crucial part—including God in everything I do. Relying solely on my own strength only leads to exhaustion. ๐ช❌
Thanks for letting me share my thoughts today. I guess I was just venting. But I hope there are some bits that is helpful to others. Thanks for reading all the way! ๐๐️
Thursday, August 27, 2026
Last year 2025_ hobby | seems like I may have pampered myself last year
I just realized that I made three big purchases in 2025—and every single one was linked to pursuing my hobbies! ๐️
- I bought a bike last April 2025 ๐ด♂️,
- a laptop in June 2025 ๐ป,
- and a better phone in November 2025 ๐ฑ.
I honestly can’t believe I managed to pay for all of these within a single year! Looking back, each investment directly aligns with my personal interests. ๐ฏ
Read my previous post here: blabbering about manifesting
I wanted to start biking because I kept seeing cyclists out on their fitness rounds, and it looked like such a wonderful experience to try. ๐ด♂️๐จ After binge-watching weekend long-ride vlogs, I decided it was time to get a bike of my own. I also thought it might help me save a bit of money. I usually go to Zumba ๐๐ at a nearby park—it’s actually private property, but they kindly open it up to the public for recreational activities. Even though the commute fare to get there is pretty cheap, I realized I could spend even less by riding a bike instead.
Then again, who knows? Biking is fun, but so are Zumba and jogging! In the end, maybe I just wanted some variety in my fitness routine.
As for the laptop, I clearly remember saving up for it, but I’m still amazed at how I secured it just a few months after buying the bike! ๐ด♂️➡️๐ป Writing has been one of my core hobbies since I started my blog back in 2017, so I knew having a dedicated workstation would make drafting content 500 times easier. ๐✍️
I tried using my phone for blogging for a while, and while it worked for a bit, it was way too distracting. ๐ฑ⚡ It’s just far too easy to switch over to YouTube instead of focusing on writing! ๐ฅ๐ Plus, I was considering taking on side work as a Virtual Assistant, so a proper laptop felt like a necessary tool to make that happen. ๐ผ๐ธ๐ฐ
Finally, I didn't think I could squeeze in another major purchase, actually that is a lie I remember now how I actually pulled it off—I bought it using my 13th-month pay and bonus! ๐ค๐ฐ Whew. ๐ฑ I really wanted higher-quality photos and videos to kickstart my "video era," especially since I truly enjoy watching good content in video form. ๐ธ๐ฅ๐จ
Reflecting on everything, the pull toward my hobbies was so strong that it drove me to these decisions. It seems like I have pampered myself this year & I thank God that he has blessed me & is able to pull this off.
That is it for now. Thanks for reading all the way.
Friday, August 21, 2026
Retire Early | mathematically impossible for a minimum wage in the Philippines
Now I really believe that you can only save so much ๐ธ, especially if your earnings are quite small. ๐ You've probably heard this saying multiple times: ๐ฌ
"There's a limit to how much you can cut back, but no limit on how much you can earn." ๐
After years of repetition, meticulous budgeting, tracking every centavo ๐ช, and sacrificing small comforts, this phrase has slapped me multiple times—it's just so true! ๐ณ No matter how disciplined I was, or how much I try different budgeting hacks and cutting out lattes ☕, at the end of the day, progress is still slow. Ultimately, my savings stay relatively small compared to my bigger dream of retiring early. ๐ญ✨
As much as I want to retire early (definitely not at 60 years old! ๐♂️๐จ), progress is painfully slow on an entry-level salary. ๐ Remember the FIRE movement or Barista FIRE? Yes, that is attainable, but unless you find other work to increase your income, it just feels so sluggish and takes forever to materialize. ๐ข Consequently, without any income boost to power your investments and savings, you end up forced down the traditional path of retiring at 60... and my whole being is repulsed by that idea! ๐ซ I refuse to settle for that, definitely. ๐ฅ
Naturally, the obvious solution is to increase income by taking on another job. ๐ผ However, this is very challenging, mind you! I could enumerate 100 reasons why you should boost your earnings, but there is always a huge 'BUT'—a solid wall explaining why it’s so hard in reality. ๐
But anyway, never surrender! ๐ช You won't know until you try. Just to give an example: this blog post has been up since 2017—a total of 9 years—and I haven't gotten a single payout ever since! ๐ Yes, it's hard, but since writing is one of my hobbies, I just keep on blogging. ✍️ I feel totally fulfilled even if I am just writing for free for now! ๐✨
Looking ahead, another potential source of income might be vlogging ๐น—I think that's really the way to go nowadays. ๐ Still, you have to build it up from scratch, and it’s definitely not an instant success for everybody. ⌛
Anyway, my main point here is to actively strive for another source of income. ๐ธ Try your absolute best to increase your earnings! This way, you won't be stuck relying solely on budgeting, which can only do so much when your paycheck is small. ๐ฏ It will be a long, exhausting road ahead if you stay earning a small amount while relying only on traditional saving and investing. I'm not saying it doesn't work—of course it works! But you want to reach financial freedom as soon as possible, right? You want to retire way before your 60th birthday! ๐ฅณ
So, try to increase your income while keeping up with your usual saving and investing. ๐ Feel free to follow the Dave Ramsey steps if you like (just like I do!). ๐ต๐ญ But definitely for us Filipinos, since the purchasing power of our money is quite small and entry-level salaries are low, boosting our income is the true key to unlocking freedom much faster. ๐
That is it for now! Thanks for reading all the way. ๐
Monday, August 17, 2026
I think I am forgetting something important on how to keep my Job_ protect your peace at work
Stress is building up. ๐ฃ⚡
I feel like I am forgetting an important principle about my work—something I swore by when I decided I didn't want to job-hop anymore: to work peacefully and be at peace with my coworkers. ๐️๐ผ
I feel like I am forgetting to be at peace with everybody. ๐ญ
Yes, I don't always agree with everyone, and I don't always agree with their beliefs. ๐ค But that doesn't mean it is worth bruising the tiny bit of work relationships I have to begin with, or crossing that thin line of a professional colleague-coworker relationship just to try to prove my point. ๐๐ค
I have written in this blog before that it pays to be a bit of a flatterer ("sip-sip").
Read my previous post here:
2026 vs 2017 - Review post: Reasons Why You Are Not Satisfied with Your Job?
☕๐ I still agree with that, and I have benefited from it. ๐ So why am I being stubborn again, trying to disagree with their beliefs? ๐คฆ♂️ I genuinely don't care. I genuinely don't care, but this attitude needs to come across
- politely and
- acceptably to the other side. ๐ญ
I honestly believe that people don't want to work with a difficult person, so I shouldn't try to be one. ๐ ♂️
I feel like I am forgetting how my workday could be better?—that I have to initiate the greeting ๐, get to know them a little bit ๐ฌ, and hint on my tasks so I can scram & head back quickly to my desk. ๐♂️๐จ๐ป I actually learned that from a video on "how to small talk".
Also, I have a powerful arsenal that I can use if I am not agreeing with every conversation, because I always try to remember what the book Never Split the Difference says: there is a way to make the other party feel heard without necessarily agreeing with them. ๐๐ง๐ฌ
I just feel a bit of weight in my heart these past few weeks ๐️♂️๐, and I don't think it is unnecessary. It feels like I am forgetting this principle and failing to apply it. ๐ I forgot to put on a mask and protect my peace. ๐ก️ Not that I am being mean, I am just trying to maximize a peaceful life ๐ฟ๐, and I think that is the most important part of it all.
That is it for now. ๐ Thanks for reading all the way! ๐๐
Tuesday, August 11, 2026
can I retire at an earlier age ? || Philippines
Hi! ๐ Recently, I’ve been watching videos about retirement ๐ฅ๐ญ. I saw some people who retired at age 55, 40, and even semi-retired in their 30s, and napaisip ako ๐ค. I am 38 years old, working in a BPO company ๐ข๐ง, and I feel like the idea of being semi-retired is becoming very appealing! ๐ญ
๐ก The "Retired" Mindset ๐ก
Not because sobrang laki na ng ipon ko ๐ฐ that it can support my life without working—pero etong mindset na you are already "retired." ๐ง♀️ I think it’s possible, and I feel this is the key to improving our quality of life even while I am still in the workforce. ๐ผ๐
Right now, napaka-common ng mga rants about stress, depression, and anxiety ๐ฉ๐ฅ. At my age, going through all that just isn't worth it anymore. ๐ง♂️๐ผ
๐️ Dropping the Invisible Weight ๐️
Going back doon sa mga videos about their retired life ๐น, nakikita nila yung difference at kung gaano gumaan yung feeling nila when they retired ☁️. They are no longer burdened by worries like, "Ay, mag-Mo-Monday na!" ๐️๐ฑ or "Naku, baka may nakalimutan akong i-send na important email." ๐ง❌
When they retired, those invisible weights and mental loads vanished ๐. I think kaya naman natin mawala yung mga mental loads na nagpapahirap satin unknowingly ๐ง ๐จ.
Especially now that we have already identified the problem ๐ฏ. Dati, wala tayong term for that, but thanks to those retirement videos, napaisip ako: yes, nangyayari pala yun sa akin ๐คฏ, like I am carrying something heavy ๐️♂️, and I was just not fully aware ๐คท♂️. ๐ก
๐ฑ Living Lighter & Owning Freedom ๐ฑ
Sabi nga nila, if you define the problem correctly, you almost have the solution ๐. And it is very true ๐ฏ๐ฏ.
I feel like you can live lighter ๐ and feel more free ๐ฆ , even if you are not fully retired yet. We can definitely separate work vs your personal time. Leave behind mo na yung work and kapag off hours na, enjoy your time ⏱️๐, do the hobbies I love ๐จ๐ถ, take long walks, or enjyo nature. ๐ฟ๐ ๐️๐ณ
That is it for now. Thanks for reading all the way.
Logo used in the photo are owned by their respective company in this case Facebook.png)
Monday, August 10, 2026
Biggest Purchase that you feel is not worth it
๐ธ Photos credits to the owner
๐ธ What Is a Big Purchase You Made That You Totally Regret Now? ๐ค
I feel like I need to participate in this! What is a big purchase you made that you totally regret now? ๐ญ
๐ท My Biggest Regret: The SLR Camera
For me, that is my SLR camera (Nikon B500). To be fair, I bought this back in 2018. Looking back, smartphones were already at play at that time and could do so similarly like an SLR camera, but I just didn't have enough information back then. ๐ฑ๐คท♂️
I was so underinformed and narrowly, blindly focused on just getting an SLR camera—so I went ahead and bought it. ๐คฆ♂️
Although I got this camera on a budget for 10,000 Pesos, my kind sister bore some of the cost because she wanted to give me a present, and I am very thankful for that! ❤️๐
๐ฆ Sitting in a Box
But as for how many times I've actually used it? Very rarely. ๐ It is now sadly sitting in a box. ๐ฆ❌
๐ก The 10,000-Pesos Lesson
This is actually the backstory of why I buy things slowly now whenever I think of a big purchase. ๐ง ๐ธ I now think hard about whether I will really use an item or not.
I feel like this 10,000 Pesos mistake taught me a valuable lesson:
⏸️ Sit out the feeling: Wait a day or even a week before buying.
๐️ Test the waters: Visit the shop multiple times, ask questions, and check prices. (Honestly, asking a sales lady about the prices almost feels like buying the item!)
๐ด Sleep on it: Picture like you already have the item you want, and sleep on it to see if you will really use it.
I think that is how you are able to make better decisions next time! ๐
That is it for now! Thanks for reading all the way. ๐๐ธ
Saturday, August 8, 2026
It seems everybody wants to retire early | Philippines
๐ผ I often wonder why so many people want to retire early. ๐ค After all, I believe that the Lord values work ๐ and that throughout our lives, we are meant to work to feel truly fulfilled (rest as well as the Lord has given us an example to rest). ๐ So why does everyone want to retire early? ๐คท♂️ It initially felt to me like early retirement defeats that purpose. ๐ญ
However, I eventually came to understand why that idea is so enticing—because I experienced it firsthand through my health. ๐ฉบ๐
Back then, a grueling 4-hour daily commute to and from work ๐๐จ was taking a heavy toll on both my physical and mental well-being. ๐ต๐ซ Over time, total exhaustion set in—my mental sharpness was gradually declining ๐ง ๐, and I constantly felt sick from poor nutrition ๐คข since the food choices around the office were far from healthy. ๐❌ Put simply, I reached a point where I just couldn’t handle it anymore. ๐ฉ
Fortunately, my situation transformed when I transitioned to a Work-From-Home setup. ๐๐ Having a WFH arrangement has been such an incredible blessing for my life. ๐ก๐ป✨ By eliminating that daily commute, I now regain 2 to 3 hours every single day ⏰ to dedicate to the hobbies and activities I love. ๐จ As a result, my overall quality of life has improved dramatically! ๐ I am beyond grateful for this change. ๐๐ฅฐ
Looking back, I realized that when your health goes downhill, you simply don't have the strength or spirit to work anymore. ๐ That is precisely why maintaining your physical and mental health is so vital while working. ๐ช When you are in your best shape, work no longer feels like an exhausting chore or a mere duty just to earn a paycheck—instead, it becomes something you can genuinely enjoy and love doing every day! ❤️๐ผ
I feel like reaching the point where you can turn off your laptop and not think about work after walking away from your desk is the highest level of freedom—it shows you are not a slave to your job. ๐ป๐
On the other hand, if you're constantly dreading that Monday is just around the corner, or you rest your head on your pillow only to stress that you forgot to reply to an email, means something is wrong and you need to act fast and fix it.. ๐ง ๐ญ❌
So I feel like it's not that everyone wants to retire and stop working altogether; they just want to regain their health and reclaim time for their hobbies. ๐ฟ⚡ Let's be honest—hobbies like carpentry, crocheting, volunteering, or gardening still require real effort and work! ๐ชต๐งถ๐ฑ People don't actually want to sit around and do nothing. The main thing is that they want a bit of wiggle room during the day to do what they love, and to have their time back doing the things that truly matters. ๐ซ
So that is it for now, thanks for reading all the way.
Maya referral code @easyrefer
Monday, August 3, 2026
June post got nectlected it appears.
๐ I just noticed that I only published a single post for the whole month of June 2026. ๐ Since June is my birthday month, I’ve always felt like it serves as my personal "New Year." ๐ฅณ Naturally, a whole lot of thoughts, reflections, and big ideas come to mind whenever my birthday rolls around! ๐ญ
During this time, I usually reflect on my life plans and what I want to achieve in the future—where I want to be, the places I want to visit, and the financial position I want to reach. ๐๐ฐ You would think having all these thoughts would fuel me to write a lot, so looking back, it feels a bit sad that I only managed to share one single post throughout the entire month. ๐๐
๐ผ Giving Myself a Little Grace
However, to give myself a little bit of grace, June turned out to be quite a busy month! ๐️๐จ Between going on a day hike, handling RTO (return-to-office) transitions, and tackling heavy workloads, my hands were totally full. ๐๐ผ⛰️ Since I planned a two-day leave for my birthday, I wanted to make sure I didn't leave any unnecessary work behind for whoever was covering for me while I was away. ๐จ๐ป๐
Beyond work, I really wanted to carve out time for some soul-searching and journaling. ๐ง♀️✍️ I had so many things I wanted to figure out, and I felt so blessed to be able to take a solo 2-day, 1-night trip to the closest beach near Metro Manila—Batangas New Yorkers Resort! ๐️๐
๐ฒ A Quick Note on the Travel Details
As a quick side note about my choice of beach, my research definitely needed a bit of fine-tuning! ๐๐ The location wasn't exactly the best, and the tricycle fare was quite high at ₱350. ๐ I know high fares are fairly common in Batangas, but the rates I saw online were around ₱250, which feels 100x better than paying ₱350! ๐ธ๐ซ It turned out I traveled a bit too far to reach this particular resort, and I feel like there are better options out there. ๐ฒ๐งญ
(Anyway, that is beside the main point! If you want to see the full fare breakdown of how much I spent, you can check out the description link on this video! ๐๐น)
๐ชผ Ocean Swims & A Jellyfish Encounter!
Nonetheless, I still thoroughly enjoyed my stay! ๐♀️☀️ I got to swim in the ocean on the day I arrived and again the following morning. The only downside was that I didn't get the opportunity to film the jellyfish floating around. ๐ชผ๐ธ
Speaking of jellyfish—I actually got stung on my forehead! ๐ณ⚡ I was laughing on the inside because at first, I didn't feel a thing. I guess my forehead is a bit thick! LOL! ๐๐คช But I knew I got stung because the skin turned slightly red, looking almost like a termite tunnel line across my forehead. ๐๐ด The sting on the back of my neck, on the other hand, was a completely different story—that one stung even until the next day! ๐ฉน๐ซ
๐ Underwater Wildlife & SkyFlakes Dreams
Overall, I was genuinely happy to see some underwater wildlife! ๐๐ข I brought my basic swimming pool goggles, and I kid you not, I actually saw a few fishies swimming around! ๐ ๐ฅฝ It reminded me of a video I saw online showing that if you crumple SkyFlakes crackers in the water, the fish will swim right up to you. ๐ฎ๐ช I'm definitely trying that next time—just wait for me, fishies! ๐๐จ
Since I don't fully trust how long I can swim or float in open water, I was afraid to venture too far from the shore. ๐♀️⚠️ Fortunately, my first dip in the ocean happened during low tide when the water was only waist-deep—and seeing those little fish swimming around made me sooo happy! ๐✨๐
๐ My First Solo Trip at 38
Aside from swimming, I brought my big notebook along to journal all my thoughts and dreams, reflecting on why I took this vacation in the first place. ๐✍️ Mind you, I am 38 at this point, and this is actually the very first time I’ve ever done something like this! ๐ฅณ๐
The tricycle ride going there was honestly the scariest part of the trip—it scared me to death! ๐ฑ๐ฒ But thank God, everything turned out safe. ๐ I felt secure overall, enjoyed my stay, and had a great time. I did get a little paranoid being alone in the room—to the point where I barricaded the door with a long table ๐ช๐ช—but I feel like that’s just good practice, especially when traveling solo, just for your own peace of mind! ๐๐
๐ก The Power of Unloading Thoughts
When it comes to the journaling itself, I feel like it requires a bit more time because I haven't fully found the solutions to all the ideas in my head just yet that time. ๐ง ๐ฌ In fact, even though I journaled, I think I still need about 3 more nights of solid writing to figure out what I really want to do in life! ๐✍️
But that's just how I am—I'm a thinker, and I genuinely enjoy the process. ๐ง๐ก Analyzing things helps unload a lot of weight from my mind. Once I figure out even just one thing—like knowing the step-by-step process or simply how to start—it instantly makes my head feel lighter and gives me something to look forward to! ๐๐
❤️ Looking Ahead
So, having said all this, June might have only ended up with a single post—which is quite sad, honestly! ๐ I apologize for not putting out more content. I fondly remember doing birthday posts in the past, like "28 Things I Learned at 28" and similar themes! ๐
Even so, I am deeply thankful. I got a much-needed vacation, made the absolute most of it, and refreshed my mind for the road ahead. ๐️❤️๐
That is it for now! Thanks for reading all the way. ๐๐
Sunday, August 2, 2026
MP2 after 5 years. Nag mature ng mid year July 2026- paano ang dividends?
๐ก Pag-IBIG MP2 Dividends After Maturity: Paano Kukunin?
I have this Pag-IBIG MP2 account na nag-mature after 5 years, in this case last July 2022. ๐️
Pero as we all know, ang official announcement and crediting ng annual dividends ay karaniwang naii-release around end of January or February of the following year.
So the question is: Paano ko makukuha ang remaining MP2 dividends? ๐ค
Eto ang nangyari sa akin before. ๐
Nakuha ko na ang principal check ko noong July 2022 ๐ต, pero since late na-a-announce ang dividends, I knew na hindi pa kasama doon ang earned dividend from January 2022 to July 2022.
Fast forward to 2023, I was so happy to see na pumasok at naging visible sa Virtual Pag-IBIG app ang dividend for that period—and in my case, it was over ₱2,000! ๐๐ฐ
The only downside lang is you have to file another request para makuha itong natirang dividend amount. ๐
Puwede naman daw mag-file online ๐ป, but I haven't tried it yet. Personally, mas gusto ko pa rin pumunta sa actual Pag-IBIG branch—specifically sa GMA Kamuning branch! Eto talaga ang paborito kong branch kasi sila ang may pinakamabilis at the best service for me! (You can check out my previous post about them here! ๐)
That is it for now. Thanks for reading all the way.
Saturday, August 1, 2026
2nd MP2 Maturity in July 2026 - GMA Kamuning Pagibig Branch
Just a quick note to share my experience—this is actually my second time having my Pag-IBIG MP2 account mature, and I honestly feel like Pag-IBIG (especially the GMA Kamuning branch!) has made the whole process 2x better and smoother than before! ๐✨
I went in around 9 AM on a Thursday morning this July 2026 ๐️, and luckily, there weren't many people around yet. As soon as I walked through the door, I got my queue number right away ๐️. Within just two minutes, my number was already called and I was sitting at the desk! ⏱️๐จ
I spent about 7 minutes at the counter re-filling out the form ๐. Turns out I had filled out my copy at home incorrectly, but the staff was super patient and guided me through it without any fuss ๐.
Another really pleasant surprise was the ID requirement ๐. Just a bit of context: there’s always been a huge copy machine near the door of that Pag-IBIG branch, with someone standing behind it, and I distinctly remember having to pay for their service years ago ๐ & that is ok, this maybe a separate business so I will gladly pay. But this time around? I was so surprised—it’s totally free! ๐ They took care of the photocopy right then and there at no cost. That small change alone felt like such an amazing upgrade in customer service! ๐๐ธ
Before I knew it, the entire transaction was done ⚡. Now, I’m just waiting the standard 20 working days for the release of my check ⏳๐ผ.
As I always say, I am not an expert when it comes to investment ๐คท♂️, but nonetheless, I try my best to pick out something that will be beneficial in the future. MP2 might be slow and the dividend rate is basic (around 6-7%) ๐, but I am still super happy with these financial decisions I’ve made. Guaranteed my future self will definitely thank me for sticking with it! ๐
I won't be spending this payout btw—the plan is to immediately reinvest this back into a new MP2 account and keep rolling it over until retirement ๐๐ท๐ฐ.
Kudos to the Pag-IBIG GMA Kamuning team for making the process so fast, efficient, and hassle-free ! ๐ธ๐ฆ
That is it for now, thanks for reading all the way
Friday, July 31, 2026
I improve a bit at cooking using the right seasonings
I absolutely love my time in the kitchen ๐ฉ๐ณ, but not every dish I recreate turns out very good! ๐
Whether cooking a dish or baking ๐ง๐ฅ, for sure I have failed a handful of times and totally messed up the end product. ๐
But nonetheless, I still eat, I still crave a certain type of food, and I will still absolutely try my luck in the kitchen! ๐ณ❤️
Cooking is actually one of my favorite hobbies ๐ฝ️. It has always been in my rotation of the things I love to do. At any given point, you will either see me writing a blog ๐, crocheting ๐งถ, and, of course, cooking! ๐ฒ
So, this is it—my newfound seasonings that are quite pricey ๐ง๐ธ!
I really stopped myself from trying these seasonings at first because I thought: What if the taste is similar to what I used to buy before and I just waste my money? ๐ค
I have bought seasonings in the past that were tasteless and clumped up easily ๐ฅด. Even though the container was quite good and hashtag goals for a grown-up woman like me ๐♀️, I kept buying these junk seasonings over and over, and they seemed to fail me every time (shoutout to McCormick ๐คซ๐).
Then, I happened to see these Badia seasonings at SM Hypermarket ๐, and I thought, maybe I'll try a small container. The price was quite a big jump from the usual seasonings I bought before ๐ท️, so let’s see if this will fail me again or not!
I decided to get the basic spices: onion ๐ง , garlic ๐ง, and paprika powder ๐ถ️. Once I tried them, I was happy to announce that my food's taste improved! ๐ It turns out this is one of the things I should always have on hand to make my cooking better. ๐ฉ๐ณ๐
The ultimate test for this was when I cooked a simple fried rice ๐๐ณ.
My baseline for fried rice is the one I buy outside, which always has MSG or Magic Sarap to enhance the flavor. It’s yummy, yes, but I opt to avoid MSG as it doesn't have a good effect on my memory ๐ง ๐ก.
I know many of you will agree that simple fresh garlic & fry your rice just isn't comparable to the fried rice you buy outside ๐ฌ๐.
So, when I put onion powder on the rice, added a little bit of garlic powder at the end, and just a pinch of salt... the taste of the fried rice was perfect! ๐คค๐ I tell you, it was perfect—and knowing it doesn't have MSG or Magic Sarap is such good news! ๐
Here’s why it’s a total win:
1️⃣ It tastes good! ๐
2️⃣ You have full control over the ingredients and can make sure you don't put in any chemicals you can't even pronounce! ๐ซ๐งช
A total win! ๐
Here are a few quick tips on how I use them:
๐ง Onion Powder: I tend to use the onion powder first because it leaves an umami taste. If you put just the right amount, it somehow gives a hint of sweet taste that isn't sugar. I loved it so much that I ended up buying a big container of it! It gets consumed very fast because it is just so good! ๐ชน
๐ง Garlic Powder: This one is super potent, so be careful with how much you put! For my personal taste, two dashes go a long way, and I always add it right at the end ⏱️.
๐ถ️ Paprika: I use paprika more for the color. The taste is really different from Spanish paprika—I feel like Spanish paprika has that biryani vibe that most Filipinos aren't as used to. I use it mainly for color without making the dish taste heavily like paprika, just something to blend into the overall flavor ๐ฅ.
I so love Badia seasonings! ๐
I feel like spending 100 plus pesos on a small bottle of spices is totally worth it !
And that is it! ๐ These are my arsenals for cooking ๐ง๐ณ. I am looking forward to spending more time in the kitchen, honing my skills to be a better cook! ๐ฉ๐ณ๐
Thank you for reading all the way! ๐๐ฅฐ๐
Check out this Simplus grinder. I use this to grind my own beef for burger & believe me, it makes a big difference.
Link for that grinder is here. Shopee Link
Monday, July 27, 2026
2026 Skincare Update_ how to be put together all day
This is my 2026 skincare routine—relearning my skincare ๐ง♀️. The reason I have to specifically say "relearning my skincare" is because I feel like I am not aging gracefully ๐ญ๐. I am devastated and alarmed ๐จ. I know I have to do something now. Now that I am in my late 30s, I can't delay this anymore! ⏳๐ฅ
You may look back at my previous post here ๐♀️. ๐
2025 Relearning My Skincare Routine in My Late 30’s
I want to age beautifully , but seeing my face look saggy, oily, and flaky all at the same time leaves me devastated ๐ฉ๐.
When I look at pictures of myself, my face looks extremely wide and my double chin is becoming prominent ๐ธ๐ซฃ. My angles are so off, and I am starting not to love my face in photos especially ๐.
So I need to address a few things for sure. Here is what I looked into as possible root causes:
1️⃣ Hydrogen Peroxide – on my hair and my face ๐งด I know something is off with my flaky skin. I even feel like I have dandruff on my eyebrows! ๐ช I am absolutely horrified ๐ฑ. Who gets dandruff on their eyebrows?! ๐คท♀️
I treat my hair and face with hydrogen peroxide when I bathe. At first, I used it two days in a row to clear up any potential fungal issues on my skin, but I now only do it once a week ๐️. Sometimes, I wipe my face with hydrogen peroxide and leave it on overnight without washing it off ๐ด.
⚠️ Note: Please do not take this as medical advice. Since this involves chemicals, use your own judgment and consult a doctor to avoid any potential allergic reactions or skin damage. ๐ฉ⚕️๐ฉบ
2️⃣ I stopped using sunblock/tint all over my face ☀️❌ I noticed that my pictures showed a severe white cast if I used it everywhere ๐ป. So now, I just use it under my eyes—like an inverted triangle under each eye—so it acts as my highlighter ✨๐️.
I was horrified when I saw a picture of myself where my face looked like a ghost! OMG ๐ณ๐ซฃ
This tint/sunblock is good, but you have to be aware of what it does to your face and be strategic with it ๐ก๐จ.
3️⃣ Dr. Gil soap ๐งผ
I feel like normal soaps like Safeguard, Irish Spring, Bioderm, and Johnson’s Baby Soap don't do a thorough job ๐ฟ. I still feel sticky after using them. So I tried this soap—it smells floral, and I actually feel clean after using it ๐ธ✨. Definitely worth mentioning in my opinion!
Hada Labo Moisturizer ๐งด: This is the moisturizer I still use. I still have a big bottle and it is good for now. It might not be the absolute best, but I don't have any negative reactions to it, so it’s relatively okay for me to use! ๐
BYS Lip Liner (Red Wine) ๐: This is a long-lasting lip liner that makes me feel put together. Paired with lip tint and blotting the excess product with tissue, it keeps my lips colorful so I don't look pale ๐.
Careline Lip Tint ๐: This feels light on the lips, so I really need to pair it with the BYS lip liner (which I think is long-wear or kiss-proof). These two together make a great pair! It helps the color stay longer on my lips, so I stay looking presentable throughout the day ๐ธ.
Estรฉe Lauder Foundation ๐จ: This doesn't quite match my skin tone—it’s a bit too dark. So instead, I just use it to cover the discoloration on my upper cheekbones or use it as a subtle contour. A little goes a very long way! ๐ค
HairFIX Leave-On (Keratin Straight) ๐♀️: I also added this hair product to my routine. Although the scent is a bit too strong, it makes my hair super smooth and shiny ✨. If I blow-dry my hair, the strong smell wears off a bit, and I just spray a little perfume to help mask it even more ๐ธ๐จ.
4️⃣ My Diet ๐❌ I noticed that eating Jollibee at night makes my skin break out more ๐๐. So I try to avoid fast food and processed food whenever I can!
Still, homemade food is always best ๐ฅ. Now that I understand my body more, I know I don't do well with MSG. I feel much better when I eat more beef and sardines ๐ฅฉ๐. I can tolerate chicken, but not every single day ๐.
Minimizing the bumps on my face has already been life-changing! No amount of makeup or products can replace smooth skin ๐ช✨.
5️⃣ Adding Exercises to My Routine (Jumping with Weights!) ๐️♀️ I just tried this 2 weeks ago, and I feel like my neck is starting to become visible again! ๐ฆ Having a visible neck completely changes your face—it frames it so much better ๐คณ.
Every time I get off my chair, I hold a 10 lb dumbbell in one hand and do 10 jumping jacks to a count of 10 ๐ฅ. I have a very sedentary lifestyle working from home—which I am super grateful for! ๐—but a sedentary lifestyle is so bad. So, so bad for health and appearance ๐ช❌.
I actually compared this to walking. From mid-June to mid-July, I was walking every other day with 1 day off per week, but it didn't change my body in the slightest ๐ถ♀️. I still looked bloated and uncomfortable ๐.
So I tried doing 10 jumping jacks holding my dumbbell every time I stand up, and I feel like spread-out movement throughout the day is so much more responsive for my body ⚡. I haven't lost weight yet, but I feel like the bloating in my face goes away when I do this ๐.
I am actually excited to stick with this until December and see the results! ๐️๐ฏ One experiment I will add is dividing my meals into 6 smaller portions ๐ฝ️. I'm trying out the advice of a 40+ YouTuber ๐ฅ. I feel like moving more throughout the day keeps my face from bloating, so let's see what 6 divided meals will do! I still have a tummy, so I know I need to keep working on my exercise and diet ๐♀️๐ฅ.
So wish me luck! ๐ค๐
Basically, the takeaway is, I am taking a much more holistic approach now with my skin and health! ๐ฟ๐







