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Ok. This topic goes back to the laziness that has been going on in my life.

Sunday, September 1, 2019

Saving 30k in 4 Months Update


Part of the reason why I am posting this goal of mine is for me to have accountability to make this goal a reality.


·        Read: Saving 30k in Four Months

Because if I just have done this goal by myself I can easily change my goals as to whatever is left out of my money.



So here is my 30K in four months update so far…


I have money deposited on July 15 for 10,000 pesos so I assume that the money I should have saved for July 1-15 is 6,000 pesos.
                  
Month


Amount

June 16-30
4,000.00

July 1-15
6,000.00

July 16-31

August 1-15

August 16-31

Sep 1-15

Sep 16-30

October 1-15

October 16-31



Total


 10,000.00


Then after that deposit, a lot of temptation happens.

I overspend on a lot of things.

Which leads me to 15,500.00 pesos savings as of August 31, 2019.

So that money should include 3 cut-offs 3,600 X 3 = 10,800.00
  

And I still have 4,700.00 pesos left to spend on my usual stuff like transportation and all that.

Month


Amount

June 16-30
4,000.00

July 1-15
6,000.00

July 16-31
3,600.00

August 1-15
3,600.00

August 16-31
3,600.00

Sep 1-15

Sep 16-30

October 1-15

October 16-31



Total


 20,800.00

I still have 2 months to fulfil my 30k mark.


Just two more months of self-discipline and I will be able to complete my goal.

Final Thoughts

Overall I am still happy with how things turned out this last 2 months.

By the way, I wouldn’t be able to raise over 15k pesos if not because of my leave conversion so that means I still have a lot of things to improve on my spending habits.

Increasing income is one obvious solution to save more money.


In that way, you don’t have to worry about unnecessary expenses just like what happened to me last month of August and July.

That is it for now.

Thanks for reading all the way!
  
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