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Free Printable Calendar/Planner 2018 || Blognigigi

Print your own Calendar/Planner for 2018 for free PDF file below:

Tuesday, January 15, 2019

I Won in my Stock Pick Last December 2018 || blognigigi

I am so happy to start the Philippine Stock Market last year 2018 at the beginning of December.

Opening my account seems easy and I have done it pretty easily in two weeks.

My biggest jitter is when I am about to buy my first stock.

When I have zero knowledge at all.

But it has to be done or else I will not learn at all.

My first stocks picks are MPI and Puregold.

Puregold is such a success, I recently sold my Puregold this January 2019 with around 10% gain.

Not bad for a first timer.

On the other hand, MPI is not looking very good, I haven’t seen MPI turned green yet.

This is a good learning experience for me actually and I am on fire on how to get out of this “ipit” “stuck”. LOL.

These two stocks I bought are all test buy, meaning, I only invested a small amount of money to it.

Learnings from Stock Market so Far

I realize that the Stock Market is a good place to save your money.

Imagine if I put my money in the bank, I wouldn’t ever gain the interest of around 10% in just one month. Even if my money gained 10% in the stock market for a full year (12 months) that is still 100X better than the banks.

Also withdrawing money from Col Financial (my broker) will only take one day nowadays compared before where it took 3 days to withdraw.

Things nowadays are becoming modern and becoming easy I guess.

My second takeaway is you will never lose money in the stock market, not unless you sell it. Red on your portfolio is just “paper loss”, it will not affect you.

MPI has been red for a month already but I am not worried, I will not lose money, not until I sell it. And there are ways to get out of this “ipit”, I just need the right timing.

Besides MPI and Puregold are blue chips so I know they will be around for a very long time.

My third takeaway in the Philippine Stock Market is to not buy penny stocks if you don’t have huge capital. I don’t want to explain why but believe me don’t do it yet, especially for us newbies.

Another thing is that I won in Puregold because January is Bull Market. Bull Market means most of the stocks are going up because a lot of people are investing I guess by this time.

Moving On

My next dilemma, for now, is which stock to buy next.

I have no clear path as of the moment because buying stocks in December is totally different this January. I have no insight if the stocks will still go higher. It is also good to mention that most of the stocks are already high and as I know when stock reach resistance it will go back down to support…

Oh well, I guess I need to study more.

For all the Filipinos out there I recommend watching JackAngel videos about the stock market. She’s a real inspiration for people like me who don’t have knowledge in the stock market. I think that JackAngel and SavingsPinay are one of the reasons why I push through to trying out the Philippine Stock Market. I’ve become courageous because of them because they are living proof that you don’t have to be superior in academics to win the stock market. And the best thing about JackAngel is that she started out on her own, learning the stock market thru Youtube for free.

Remember about the Truly Rich Club? I am writing about the Truly Rich Club on quite a few of my blog post already. Truly Rich Club is a subscription wherein you pay in order to have recommendations on what to buy in the stock market. But Truly Rich Club is not cheap, around 4,000 in a year (please correct me if I am wrong). This is one reason I guess why I held on for a year not getting into the stock market because I thought that you needed a vast, extraterrestrial knowledge in order to start investing.

But JackAngel proves them all wrong. I am not saying that the Stock Market is easy. JackAngel has been very honest about the stock market admitting that she lost in the stock market a couple of times as well.

My point is, the stock market is not easy but it is possible to earn in the stock market. And learning about the stock market doesn’t have to be expensive, it can actually be free thru Youtube. Yes, you can still go on paid seminars if you wish but if you don’t have extra like me, it is totally possible to learn it for free.

So that is it for now.

Sorry being silent for a long time. But fear not, I haven’t forgotten my commitment to being your personal finance advocate, especially for the minimum wage earner.

Hope you see the Philippine Stock Market a one way, among many other ways to become financially free.

That is it for now.

Thanks for reading all the way!

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Wednesday, December 12, 2018

2018 Year End Reflections- Welcoming 2019 Strong! Blognigigi

My year has always been very challenging.

Wednesday, November 28, 2018

How I Learn Stock Market? Paano Ako Natuto ng Stock Market? || blognigigi

As of writing this article my account in Col Financial is already funded. What is left to do is to pick my first stock?

Wednesday, November 21, 2018

A Call Center Agent Investing in Stock Market (Col Financial)

Ok it’s finally here, all the ifs’ and buts’ I had before about stock market were all put aside and I finally give Stock Market a go.

Wednesday, November 14, 2018

Advice to My Younger Self || blognigigi

As always me wasting time on social media is also a good place to get inspiration for my blog. One of the bloggers I am following has this video up saying her advice to her younger self.

Wednesday, November 7, 2018

Underarm Diode Laser Hair Removal Review My Second Session Experience- Skin Station

Since I already share to you my First Session Experience with diode laser hair removal, I thought it would be a great idea to take you all along with each and every session.

Wednesday, October 24, 2018

Underarm Diode Laser Hair Removal Review My First Session Experience- Skin Station

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Laser Hair Removal is something that I really considered long ago, especially on my underarm area.

Wednesday, October 17, 2018

Belle La Peau –Best Brazilian Hot Waxing Salon Manila

I availed their service twice in a row now and that means a lot. I love Belle La Peau service, its quick, less pain compare on doing it yourself and hot wax can I tell you relaxes your skin compare to cold wax.

Wednesday, October 3, 2018

6 Famous/Infamous Money Advice From Different Walks of Life

Real Estate Agent

Buying a house is a good investment because paying a mortgage is better than paying rent because you own the house already. The value of a house and lot will always increase and not the other way around.

Wednesday, September 26, 2018

Osuki Shoes PH || I Found a Size 4

This is a worthy post of a great purchase of mine just recently. I needed to replace my semi-formal shoes from Ledonne because I’ve worn them out for the past 6 months.

Thursday, September 13, 2018

Plank Exercise to Get Rid of Double Chin

They say you cannot spot reduce on any parts of your body especially facial fat and fat around your neck.

Wednesday, September 5, 2018

Tay tay Tiange: Why You Shouldn’t Go?

Last year around November everyone in the Youtube world is raving about Taytay Tiangge. All the outfits are awesome and a head turner that I wanted to personally get my hands on it.

Pagibig Housing Payment on Bayad Center’s July 1

I have a couple of post regarding the memo I received and a lot of you received as well, who have been paying monthly amortization at Pagibig Branches that starting July 1, 2018 payment should be made at accredited payment outlets.

Thursday, August 23, 2018

5 Second Rule of Mel Robbins || My Thoughts || Does Motivation Really Sucks?

I recently been shown a video of Mel Robbins and I really like her thoughts about how to get things done and beat the feeling of slacking off, your if’s, your buts’ and all the stupid things that go around your mind that hinders you from accomplishing something and stops you literally, it just make a habit of wasting your time on worrying (by the way check her out on Youtube click here for the link she makes total sense and her explanation is backed up with scientific explanation).

Thursday, August 16, 2018

How to Stay Grounded || Out of Control Ego || Self Entitled Millenials?

Being self entitled is one of my worst traits ever. I suffer from it when I was at school and even at work. I manage to somehow calm it down when I try to search for inner peace through intimately grow my faith as a Christian.

Monday, August 6, 2018

Sample Computation: How Much Do I Save When I Have a Minimum Wage?

Back in the days when I am earning minimum, it is so hard to save money especially if you have to attend to the needs of your family.

Monday, July 30, 2018

How to Be Rich Even When Earning Low- As Advised by Finance Advocates

I will list down all the things I learned (for free over the internet) on how to be financially free.

Monday, July 23, 2018

Blog ni Gigi-Personal Finance Advocate: Why Does Low Income Earners Reaches Financial Freedom Way Slower than others

I am so happy to announce that I will fully commit myself and this blog- blognigi to advocate personal finance more specifically targeted to low-minimum wage earners.

Monday, July 16, 2018

How to sleep in the Morning (GraveYard Essentials)

Sharing to you the list of products I use so I can sleep faster in the morning after working for a graveyard shift. Night shift on BPO industry is common so I just like to give you some tips on how to have a good night sleep in the morning.

Thursday, July 12, 2018

Cost of Living of an OFW in Abu Dhabi (Hired from the Philippines)

This post won’t be possible if not for the contribution of my friend Donna who work in Abu Dhabi.

Monday, July 9, 2018

Cost of Living as an OFW in Dubai

Disclaimer: This sample estimate cost of living came from my experience as an OFW for the year 2013-2016. I still know friends who work there presently and I will try to revalidate these expenses at present time.

Wednesday, July 4, 2018

Putting Aloe Vera on my Lips || Result? Pink Lips

Shout out to my sister who brought me a huge bottle of The Faceshop Aloe Vera.

Monday, July 2, 2018

What to do with Savings? Establishing My Emergency Fund the Right Way!!!

I’ve commit a lot of financial mistakes in the past and in my quest for financial freedom this year 2018

Monday, June 25, 2018

Invaluable Guide to Adulting Taken from Popular Facebook Post

If you are still stuck to teenage days where responsibility just means finishing college, well, I would say those days will be over. Adulting means so much more than having a degree and landing a job so here are my take on what is it really like to be an adult.

Sunday, June 17, 2018

Signs That You Will Not Get a Job Offer

I’ve been refreshed on what is it like to be interviewed. On attending a couple of them, two things specifically stand out when it comes to unsuccessfully getting the job.

So here are two things that I noticed;

They Start to ask Why
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