Higher Interest Rate than BDO RCBC Diskartech Mobile Banking

Have you ever thought of saving money and put it in a bank. 

Collect passbook and label them each to know what are they for?

We Filipino's value saving money so much.

So in choosing the right bank to save money with, ease on applying for an account, accessibility and good amount of interest rate are some of the factors we might consider.

Higher Interest Rate Than BDO

Let us start with a bank that offers higher interest rate than BDO and that is the mobile banking app launched by RCBC Diskartech App. 

Why bother comparing Diskartech to BDO?

I don't know, I just think that BDO is so popular and more accessible physically than any other banks.

But this time around with Covid 19, going to the bank or going outside in general is something we limit or avoid.

So this mobile banking Diskartech is really handy when it comes to those reasons.

1. Requirements- Just present a Valid ID scan it and take a selfie

2. Interest Rate Higher than BDO- 3.25%

         

How much does BDO offers?

Yes, I want to know that too.

BDO offers .25% interest per year.

That is kind of sad.

So with interest rate I think nothing beats RCBC Diskartech.

Diskartech Goals

Another cool thing I discover about diskartech is that you can put in Diskartech Goals and track them.

Gone with the days of opening several passbook account and writing down for whom or what that money is that for.

Diskartech goals is like goals on my cp, like a phone vision board.

Click in the trophy icon and write down your goal.

I immediately put freezer to my goal.

I put in a 40,000 worth of freezer (that's a bit pricey for a freezer because that time I wasn't really thinking about a freezer but a 3 door refrigerator from samsung or lg, I really like that fridge and it won't go out of my head, realistically a 15,000 pesos worth of freezer for a business is totally fine with me).

I get to chose which month I will start saving money, I choose September.

And also how long you want to save and reach that amount. I put in two years.

Notice that they calculated the amount you want to 

Let us do a little math here.

Since Diskartech has higher interest rate than BDO that would mean;

1^st Year Diskartech Goal

          20,000 X 3.25%= 650.00

1^st Year BDO

          20,000 X.25%  =50.00 

That's a 500 pesos difference.

Want to Diskartech App – Invite Code AADU4862

Final Thoughts

I think 3.25% interest per year is pretty amazing. Additional 650 pesos with your 20,000 savings in a year, I will take that please.

Ultimately, do not forget our greatest provision of all. Our Lord and Savior Jesus Christ. Money goals are good but let us not put it ahead of our true focus in life.

That is it for now.

Did you find this post helpful?

PS. I am not sponsored by RCBC Diskartech App (but you can if you want if someone from your team reads my blog LOL)