Forget about leverage! I Now Save Slowly & Invest Conservatively

I still remember the time when I wanted to get rich quick 💸⚡… and how it backfired instantly 🤦‍♀️💥
Instead of getting rich, I somehow managed to get poor quickly instead 😂🥲.

😂

That’s why I wanted to look back and reflect on why I now prefer saving conservatively 🐢💰, and which financial guru I currently follow.

Remember the phase when I was raving about “leverage” 📈, desperately trying to ditch my so-called “poor dad” mentality 🧠❌. I have a lot of post about it here in the blog. I genuinely tried to learn, try to read more book 🤓📚, believing leverage and get-rich-quick ideas were the way out 🚀. But in reality, that mindset burned my bum straight back to the ground 🔥😅⬇️.

Just to be clear, I’m not blaming anyone 🙏. All the decisions was done by me to begin with. 🪞.
This is simply a reminder that not everything you hear on the internet is meant for you 🌐⚠️. & I have to learn this lesson the hard way 🧱.

I’m truly thankful that I eventually found Dave Ramsey’s conservative approach to building wealth 🧾✨. His philosophy helped me slow down 🛑and stop chasing shortcuts.

This is currently where I'm at with his 7 Baby Steps

• Baby steps 2 : Pay off all debt (except the house) 💳➡️❌
• Baby steps 3: Save 3-6 Months of expenses for emergencies🚨💵

I didn’t follow the steps perfectly or “to the tee” 🫣 at first, but when I started the Baby steps #3,  after I paid my SSS loan and my personal loan I started to feel lighter financially 🪶. Together with the practice of gratitude 🙏—something Dave Ramsey always emphasizes—I truly felt grounded 🌍. It helped me understand the importance of staying humble 🤍 and being a good steward of the Lord’s blessings ✨✝️.

Looking back, I think I had enough of that grabbing mentality 🤲⚡, the need for everything to be instant ⏱️. It revealed a part of my character I had to confront 🪞. Being brought back down taught me something valuable 🎓: there’s peace 🕊️ in not chasing material things that don’t truly matter 🧘‍♀️.

Right now, it’s enough for me to:

• Manage what I have as best as I can 🧠💼

• Nurture my relationships with my family 👨‍👩‍👧‍👦❤️

• Show up well for my colleagues at work 🤝🙂

That’s it for now ✨

Thanks for reading all the way 🙏💛