Paymaya Invite Code – to get P50 free

Use Paymaya Invite Code – (D8J7197M2R3L) and get P50 pesos free.

It’s as good as cash, use free cash to pay bills, treat yourself and buy goodies from food merchants and much more.

Trademark and Logo of Paymaya is not my own.

Red Portfolio? Buti na Lang May Dividends

Never thought of earning money for dividends in the Stock Market?

Turns out, this is so far the best thing happened to my portfolio for almost a year of seeing it in RED.

Apparently, buying stocks for dividends is not that bad after all.

Financial Freedom Gone Wrong || What to do if Things Doesn’t go According to Plan?

I started pursuing financial freedom I think at the age of 27-28 or 29.

I was dead serious about saving as much money as I can, so that I can have the capital to either start a business or venture out to investing.

I did a lot of planning and budgeting.

I tried to save every peso I can.

Reason Why Every Year’s the Same Career Wise

This is the question I’ve been asking myself for a very long time.

Especially for minimum wage earners like us.

Why despite hard work we put in

to improve ourselves,

create a budget week after week just to save money

and try so hard to get that promotion,

it never seems enough in terms of finances.

Tambay 2020 New Year’s Resolution

Timely, I do not have a work so I am making “tambay 2020 Resolution”.

Being at home can make you feel a lot of emotions.

At most, it can make you feel unhappy.

Another New Year; Different Mindset || Happy New Year 2020

Downtimes are inevitable. It can happen in any day or month of the year. But,
this new year 2020, we will treat challenges a bit different.

          Every time we think it's not gonna work.

          Every time we think nothings change.

          Every time we think this is the same thing that happened to me last year.

          Every time we think everyone’s against us.

Here’s how we respond.

Steps You Can do Now for a Prosperous 2020

Steps you can do right away, without spending money for a prosperous New Year 2020.

Take Care of Your Entire Wellbeing

1.       Take a walk for 30 minutes a day.

2.     Clean your room.

3.     Create a beautiful and clean space for studying or working.

Steps to Save More from Minimum Wage

I started this blog in the year 2017.

And I think that when I started my blog, that is the time when I started trying out ways to achieve financial freedom. 

How Not to Earn Million for ur Retirement || Blognigigi

Insurance, I guess is a thing now.

It’s a good investment as they say.

But, here are my top reason’s not to let somebody else or institution to take care of your retirement.

My 2020 New Year’s Resolution

It’s nearing the end of the year 2019 and this time is screaming for a new year’s resolution.

As we all love a fresh start.

A fresh year.

To start new goals or continue the ones that is already in place.

Here is my 2020 New Year’s Resolution

2020 Body Goals || New Year’s Resolution

 

I really aim to jump out of the sedentary lifestyle this year 2020 and be slightly active. That is my overall body goal.

I have two major reasons why I want to achieve this goal.

A Visit to my Old Post || I Wrote my 2019 Goals on Dec 2018 How did It Go?

I couldn’t just let past this opportunity to write about this post of mine, I wrote last December 12, 2018.

·         Click the Link Here: 2018 Year End Reflections – Welcoming 2019 Strong!

In this post, I set specific goals that I want to achieve for 2019.

And I think I totally forget to make these goals a firm guideline to follow although out the year.

But nevertheless, I will check into it today and see what are the things that have been accomplished and what are the stuff that is not accomplished and things that I wasn’t really making a priority anymore.

Recap of my Year 2019 || Blognigigi

 I think that the best way to see if you have done anything good this year is to look back and see the things you’ve done!

Here are the Blognigigi’s Highlights for Year 2019

Social Media Influencers are Doing Social Media Diet & Why You Should Too

I love social media but too much of something as you figured is not healthy for anyone.

So here are the top 3 reasons why I or you should stop now;

4 Powerful Verse in the Bible for Career

I am a high believer of the Lord, for anyone who is following my articles for a while now you probably noticed that one out in my writings.

Here are my top bible verse I follow when it comes to career.

My 30k in Four Months Final Update || Did I reach my goal?

Finally, this 30k in four months challenge is finally done!

Here is my update.

Giving Up Starbucks to Get Rich?

I’m back with my biggest disconnect with financial advisers advice about us minimum to above minimum wage earners spending money on so-called useless stuff.

          Fancy Coffee eg. Starbucks

          Fancy Outfit

Choosing the Right Career When You Can Hardly Even Chose What Clothes to Wear in the Morning

Having clueless of what you really wanted in life can be a huge dilemma in choosing the right career for yourself.

Success is like a race everyone is running after it.

15 Things I Learn in the Stock Market After 10 Months of Trading

I always raved about all the good things about the stock market.

And how this is a perfect way for a busy 9 to 5 people can grow his/her money.

So, after being in the stock market for almost 10 months now I’ve learned so many things and here are my lists.

What to do to be Financially Free? Raise Your Income Vs Adjust Your Spending Habits

This is the hardest battle there is based on the advice given by financial experts on how to be financially free.

Money experts point out that spending habits are to blame as a hindrance to financial freedom.

Saving 30k in 4 Months Update

Part of the reason why I am posting this goal of mine is for me to have accountability to make this goal a reality.

Pera Agad? Filipino Mindset on How to Earn Money?

The most popular Filipino mindset with regards to money is the get rich quick mentality.

That explains why lotto outlets are always full especially when the jackpot hits an all-time high.

But the get rich quick mindset often doesn’t lead us to a well-off life.

So.

What can we do in able to be successful and earn money?

According to James Clear the author of Atomic Habits which I am currently obsessed right now, check him out thru Youtube podcast or grab a copy of his book, rather than focusing on the goal, one should be focusing on the habits that precede the goal.

If successful and unsuccessful people share the same goals,

Then the goal cannot be what differentiates the winners from the losers. –James Clear

How can we build a habit that makes money?

For example;

My goal is to earn X amount of money thru the Philippine Stock Market.

Rather than picking a stock that I think that will increase in value fast, one should first be focusing on learning how each stock rises or loses its value.

This can be an everyday opportunity because gainers and losers in the stock market changes every day.

The habit of opening my account and analyzing each stock code will give me an invaluable insight regarding how the stock market works.

Ditching the possible earning that I will gain and dedicating months of studying the stock market without fail will give me the identity of being a stock market analyst.

Or if I am testing my strategies out and buying a small amount of lot size every time to prove my studies then I am gaining the identity of a stock market trader.

No single instance will transform your beliefs,

but as the votes build up,

so does your identity. – James Clear

This is why habits are crucial.

They cast repeated votes for being a type of person. –James Clear

That explains why a lot of successful people chooses their passion as a career, because no matter what the outcome will be or no matter if it will take years for them to become successful in that field, they are constant on doing that certain passion.

They make a habit of doing their passion consistently because they cannot turn away from it because they love their passion in the first place.

My take-away on how to make a habit that will make you successful and give you a lot of money?

·        Start now and set aside the goal

·        Focus first on the small habits that will turn you to your goal

·        Make a habit of writing if you want to be a writer

·        Have a specific time to do your habit every day

·        You will not see results instantly but make your writing* (*or any habit you choose) experience a rewarding one so it can fuel your desire to do it again and again

·        Continue on doing the habit anyway as they cast a vote on the type of person you wanted to become

That is it for now.

Thanks for reading all the way!

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Paano Palaguin ang Savings w FarmOn ( Increase Your Savings thru Investing )

Last month, I received an email from FarmOn saying that my investment has already yielded!

Yey!

Investing your savings thru crowdfunding platform like FarmOn is one of a good way in my opinion to increase your money.

My Advice to Newly Graduates : Getting that First Job blognigigi

This is not really a timely post because of me giving advice for graduates this August is a bit off but anyway I will still post this one and hope you can get something good out of it.

1.       Forcing to Climb the Corporate Ladder

Money Mistakes I did in my 20’s that You Shouldn’t Do

Living paycheck after paycheck is one of the worst feeling I’ve ever felt back in my 26’ ish and 27’ ish.

Upon contemplating what actually happened in the past, I realize the things I did in my 20’s about money that is an absolute no no and I wish I didn’t do.